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Last Updated: 30th August 2026

Privacy Policy

Unified Advantage Consulting Pvt. Ltd ("we", "our", or "us") is committed to protecting your privacy and ensuring transparency in how your information is handled. This Privacy Policy explains what data we collect, how we use it, and your rights as a user.

1. Information We Collect

1.1 Mobile Number (Required)

We collect your mobile number for:

  • User registration and login
  • OTP (One-Time Password) based authentication
  • Account security and verification

We do not use your mobile number for marketing or promotional communication.

1.2 Optional Information

The following information is not mandatory and is not required to use the app:

  • Name, Email address, Address
  • Social media URLs, Personal biodata
  • Society name, Government identification details, Nominee details

1.3 Financial and Society Data

CoopWiki MRM does not directly collect or store financial or sensitive member data, including membership details, deposits, loans, or interest information. Any such data visible in the app is provided by the respective cooperative society systems and remains under their control.

1.4 Device and Technical Information

  • Device type and operating system
  • App usage logs
  • Error and crash reports

2. How We Use Information

  • To authenticate users using OTP
  • To provide access to app features
  • To maintain security and prevent fraud
  • To improve app performance and reliability

3. OTP and Verification Services

We use OTP (One-Time Password) verification to securely authenticate users. OTP messages may be sent via third-party SMS service providers. We do not store OTP messages permanently.

4. Data Sharing

We do not sell or rent your data. We may share data only with:

  • Cooperative societies (for service functionality)
  • SMS/OTP service providers (for authentication)
  • Cloud and hosting providers
  • Legal authorities if required by law

5. Data Security

We implement appropriate security measures such as encryption and secure authentication mechanisms to protect your data.

6. User Rights

Users have the right to access their information, request correction, and request account deletion.

7. Third-Party Services

The app may use third-party services such as SMS gateways and hosting providers. These services operate under their own privacy policies.

8. Children’s Privacy

This app is not intended for children under 13 years of age.

9. Data Retention

We retain data only as long as necessary for providing services and complying with legal obligations.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Updates will be posted on this page.

11. Contact Us

If you have any questions about this Privacy Policy, please contact us:

Email: support@coopwiki.com
Website: https://www.coopwiki.com

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