New Delhi, November 2026: The Registrar of Cooperative Societies (RCS), Delhi, has approved an amendment to the bye-laws of DLD Cooperative Thrift & Credit Society Ltd., increasing the maximum loan limit available to its members from ₹3 lakh to ₹5 lakh.
The approval was communicated through an official letter dated November 2, 2026, issued by the Office of the Registrar of Cooperative Societies, Government of the National Capital Territory of Delhi.
Under the approved amendment to Bye-Law No. 34, the Society’s Managing Committee is now authorised to grant loans of up to ₹5 lakh to eligible members, replacing the earlier maximum limit of ₹3 lakh.
The revised loan ceiling is subject to specific eligibility and financial conditions. The loan amount cannot exceed ten times the borrower's Basic Pay or ten times the value of the borrower's paid-up shares, whichever is lower.
The Managing Committee is also required to obtain appropriate security in every loan case, in accordance with the applicable provisions.
The amendment was approved by the Registrar of Cooperative Societies, Delhi, following an application submitted by the Society on October 22, 2026.
The revision provides the Society with an increased lending ceiling while retaining the prescribed safeguards relating to members' repayment capacity and loan security.